Loans for Teachers

Tailored loans designed for teachers and educators, up to $10,000.

Need a Loan for Teachers? You're in the Right Place.

Teaching is a rewarding career, but unexpected expenses can arise when you least expect them. Whether you're covering a car repair, replacing household essentials, paying medical expenses or planning for the school holidays, Jingle makes applying for a personal loan simple, secure and completely online.

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What is a loan for teachers?

A loan for teachers is a personal loan that may be secured or unsecured, for an amount between $2,001 and $10,000. 

A personal loan for teachers and educators can be used for: 

I’m a teacher or early childhood educator. How can this loan type help me?

As a teacher, early childhood educator, or anyone working in the education sector, you play an important role in looking after our future generations. 

When you need to seize an opportunity, navigate the unexpected, or simply do something special for yourself, a personal loan for teachers and educators can help turn your regular salary into a lump sum to fund whatever you need.

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How to apply for a teacher and educator loan

If you are a teacher or educator in a full-time or permanent part-time role, with three months of consistent income, you may be eligible to apply for a loan between $2,001 and $10,000 with Jingle. 

Start the application from your phone and complete it any time — we’re here to guide you through the process! 

Here’s how it works — simpleand easy!

  • 100% online application — apply anywhere, any time. 
  • Straightforward assessment — we get to work efficiently, so you don’t have to wait. 
  • Accept your loan offer — simple, no stress, just say yes!
  • Funds within 60 minutes¹ — get the cash you need, when you need it.

With everything online, there’s no need for lengthy appointments and waiting times. We’re here for you at every step!

Eligibility for a teacher or educator loan

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan. 

  • Be at least 21 years of age
  • Be employed on a permanent part-time or full-time basis, with 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number and online banking details in your name

To complete the application form, you will need: 

  • Personal info and ID
  • Employment status and details
  • Access to your online banking

Teachers loans FAQ

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Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.

WARNING - Do you really need 
a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  1. For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  2. Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  3. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.