Eligible customers can apply for a same day personal loan up to $10,000. The amount you may qualify for depends on your individual circumstances, financial position and our responsible lending assessment.

Same day personal loans may be used for:

• Car repairs
• Dental or medical expenses
• Household bills
• Emergencies
• Debt consolidation
• Travel or holidays
• Unexpected expenses

^{Loan suitability is assessed individually.}

To apply, you'll generally need to be at least 21 years old, an Australian resident and receiving a regular source of income. We'll also ask for information about your income, expenses and existing financial commitments as part of our assessment process.Your application will be saved as you go, so if you do get interrupted, you can pick up where you left off.

Applications are assessed quickly and approved funds may be sent the same day during business hours. Approval and funding times can vary depending on your application and bank processing times.

You can read more on our Same Day Loans page.

Yes. You can complete your application online from your phone, tablet or computer in just a few minutes.

If approved, funds are transferred to your nominated bank account once you sign your contract. Thanks to our smart technology and the New Payments Platform (NPP), money may arrive within 60 minutes¹. Please note that approval is not guaranteed and all applications are subject to assessment.

No, all applications are subject to our credit assessment and responsible lending obligations. We assess each customer individually based on the information provided.

Yes - you can repay your same day personal loan early at any time, with no early repayment fees. We believe in flexibility that works for you.

Yes. Many customers use personal loans to combine existing debts into one manageable repayment.

Learn more about Debt Consolidation Loans.