Our Position on Financial Abuse
At Jingle, we believe that credit should never come at the cost of a person’s safety, autonomy, or dignity.
At Jingle, we believe that credit should never come at the cost of a person's safety, autonomy or dignity. We recognise that financial abuse can be a form of domestic and family violence and may affect a customer's financial circumstances and decision-making. Where concerns are disclosed or identified, we aim to treat customers with sensitivity, respect and fairness throughout the lending process.
Our obligations
Under the National Consumer Credit Protection Act (NCCP Act), we assess whether a loan is suitable based on a customer's financial circumstances, requirements and objectives, and their ability to meet repayments without substantial hardship.
Jingle acknowledges that some customers may experience financial abuse, coercive control or other vulnerabilities that affect their financial situation. Where these circumstances are disclosed to us, we will consider them as part of our assessment and support processes.
Our commitment
At Jingle, we are committed to:
- Providing a respectful and confidential environment for customers who disclose financial abuse, domestic violence or other vulnerabilities.
- Promoting awareness of customer vulnerability risks within our organisation.
- Supporting customers experiencing financial difficulty through our hardship processes where appropriate.
- Continuing to develop our approach to vulnerability and customer support in line with industry guidance and best practice.
Our promise
Jingle is committed to continually reviewing and improving our systems, policies and customer support processes to promote fair and responsible lending outcomes.
We recognise that customer needs and industry expectations evolve over time, and we will continue to consider opportunities to strengthen our approach to supporting customers experiencing vulnerability or financial difficulty.
We welcome feedback from our customers, employees and stakeholders as part of our ongoing commitment to providing a fair, respectful and customer-focused experience.
For enquiries or feedback: compliance@jingle.com.au
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You're in good company
Hear from our customers who have been helped by Jingle