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Target Market Determination

At Jingle, we are committed to responsible lending and ensuring our loan products are designed for the right customers.

A Target Market Determination (TMD) outlines the class of consumers for whom a financial product has been designed, including their likely objectives, financial situation and needs. It also explains how the product is distributed and the circumstances that may indicate the product is no longer suitable for certain consumers.

The TMDs below have been prepared in accordance with the Design and Distribution Obligations (DDO) contained in the Corporations Act 2001 (Cth).

Please select the loan type relevant to you to view the applicable Target Market Determination.

Small Amount Credit Contract Medium Amount Credit Contract Large Amount Credit Contract

Helpful guides on personal loans, budgeting and managing your money.

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.

WARNING - Do you really need 
a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  1. For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  2. Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  3. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.