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Tradie Loans
for Aussie Trades

A quick loan of up to $10,000 to power your finances.

Holiday Loans

Tradie loans from $2,001 to $10,000

⚡ 100% online loan application

⚡ No establishment fee for loans $5,001 - $10,000

⚡If approved, get funds within 60 minutes¹

Is it time for a holiday after a stint of hard work? Got a big milestone coming up or just want to take your partner somewhere special for a break? 

Whether it’s for a fun weekend away with mates, renovations at home, or the cash to grasp a rare opportunity, a tradie loan from Jingle might be just the ticket.

See T&Cs for a Tradie loan

What is a Tradie Loan?

A Tradie Loan is a personal loan designed for tradespeople who need access to funds as soon as possible. It’s not about ticking boxes or jumping through hoops, it’s about giving you cash to meet the moment. 

Use your tradie loan for:

  • Tools and equipment upgrades
  • A much needed weekend away
  • Supplies for home renos
  • Training, tickets, or certifications

Can a tradie loan help me?

If you meet the eligibility criteria, a tradie loan can help you meet the moment with cash for a weekend away, funds for that footy trip, or a bit of cash to solve an emergency. 

Embrace life’s opportunities and live fully with a loan tailored to meet your needs. Get funds directly to your account and pay them back over time with flexible repayments.

How do I apply for a tradie loan?

Here’s how it works — stress-free and easy!

✔️ 100% online application — apply anywhere, any time.

✔️ Fast assessment — we get to work fast, so you don’t have to wait.

✔️ Accept your loan offer — Simple, no stress, just say yes!

✔️ Funds within 60 minutes¹ — Get the cash you need, direct to your account.

Support when you need it — we’re here for you every step of the way!

Eligibility criteria for a tradie loan

We believe in giving every tradie a fair go. To apply for a Jingle tradie loan, you’ll need to:

  • Be at least 21 years old
  • Be employed (permanent full-time or part-time) with at least 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number, and online banking in your name

You’ll also need to provide:

  • Personal identification
  • Employment details
  • Access to your online banking
Here's how it works
Holiday loan eligibility criteria

Tradie loans FAQ

More FAQs

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Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.