Jingle
Secured
Loans
Get up to $10,000 with a Jingle secured loan - simple and stress-free
*Subject to lending criteria, T&Cs.
Visit our Policy Centre for details.
Secured loans from $2,001 to $10,000
⚡ 100% online application
⚡ Loan terms from 3-36 months
⚡ $400 establishment fee applies to loans up to and including $5,000
⚡ No establishment fee for loans over $5,000
⚡ Fixed interest rate: 45% to 47.62% p.a.
⚡ Maximum APR: 47.8%
⚡ Funds transferred directly to your bank account within 60 minutes¹
Why choose Jingle for your secured loan?
When you’re ready to move forward, whether it’s planning your wedding, funding some home improvements, or managing life’s bigger moments, Jingle is here to help. We offer secured loans designed for Australians who want to unlock bigger possibilities.
Borrow from $2,001 up to $10,000 by using an approved asset (like your car) as security. Enjoy the confidence that comes from a straightforward, 100% online process.
With funds transferred within 60 minutes¹ of signing your contract, you can focus on what’s next.
What is a secured loan?
A secured loan is a personal loan backed by an asset you own, such as a car or other approved property. By using your asset as security, you may be able to access a higher loan amount than with unsecured loans. This added security means you can access the finance you need to move forward, even if your credit history isn’t perfect.
How to apply for a Jingle secured loan
Here’s how it works — simple and easy!
✔️ 100% online application — apply anywhere, any time.
✔️ Straightforward assessment — we get to work efficiently, so you don’t have to wait.
✔️ Accept your loan offer — Simple, no stress, just say yes!
✔️ Funds within 60 minutes¹— Get the cash you need, when you need it.
Support when you need it — we’re here for you every step of the way!
Secured loan eligibility criteria
To apply for a Jingle secured loan, you’ll need to:
- Be at least 21 years old
- Be an Australian citizen or permanent resident with a fixed address
- Be employed (permanent full-time or part-time) with at least 90 days of consistent income
- Own an asset (like a car) that meets our security criteria
- Have an active email address, phone number, and online banking in your name
You’ll need:
- Personal identification
- Employment details
- Details and documentation for the asset you’re using as security
- Access to your online banking
Secured loans FAQ
You're in good company
Hear from our customers who have been helped by Jingle
You're in good company
Hear from our customers who have been helped by Jingle
