Personal Loans
for a Dream
Wedding

Borrow $2,001 to $10,000 to use towards your big day with a wedding loan.

Wedding loans from $2,001 to $10,000

⚡ 100% online loan application
⚡No early settlement fees
⚡ If approved, get funds within 60 minutes¹

What is a wedding loan?

A wedding loan is a personal loan that gives you funds upfront, so you can start booking the wedding of your dreams, without the stress of immediate costs.

Repay the loan over time with flexible weekly, fortnightly or monthly repayments.

A wedding loan can pay for:

  • Your wedding venue
  • Photographer/Videographer
  • Wedding Dress/Veil
  • DJ/Live Music
  • Flower Arrangements
  • Signage
  • Suits
  • Bridal boxes
  • Honeymoon

Can a wedding loan help me?

Planning a wedding often involves a range of upfront costs, from venues and catering to attire and other arrangements. The timing and structure of these expenses can vary depending on individual plans and priorities.

Some people choose to explore personal loans as one option to manage wedding-related costs. A wedding loan is a type of personal loan that can be used for a range of wedding expenses, subject to eligibility criteria and a responsible lending assessment.

Using a loan may allow costs to be spread over time rather than paid in one lump sum. It’s important to review the loan terms carefully and consider whether the repayments would be affordable based on your circumstances before deciding whether to proceed.

How it works?

Jingle is 100% digital, so you can apply anytime, anywhere, on your terms.

Apply online in minutes³
Our 100% digital application is designed to move quickly. Apply from your phone, tablet, or computer - anytime, anywhere.

Smart technology. Real oversight.
Our technology securely checks your details and helps assess what you can comfortably afford. Human assessors step in and review every application, making sure lending is responsible and fair.

Paid fast with PayID
If approved, we send your money using PayID - a fast and secure payment system supported by Australian banks. If your bank supports PayID, funds can arrive in as little as 60 minutes¹.

Clear costs, upfront
You’ll see the full cost of your loan before you accept. No surprises, ever.

How to apply for a debt consolidation loan

Eligibility criteria

At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:

You’ll need to:

  • Be 21 years or older
  • Be employed (permanent, part-time or casual) for at least 3 months with regular, verifiable income
  • Be an Australian citizen or permanent resident
  • Have a fixed residential address
  • Have an active email address and mobile number
  • Have online banking in your own name
  • Not be currently bankrupt

Income requirements

  • Your income must be stable and ongoing
  • Government benefits (e.g. Centrelink) must not exceed our eligibility limits as set out in our lending criteria
  • Workers’ compensation, WorkCover payments, income protection insurance or similar statutory compensation payments are not accepted as eligible income

When you apply, have ready:

  • Your personal details and valid photo ID
  • Employment and income information
  • Access to your online banking, so we can securely verify your income and expenses

All applications are subject to Jingle’s responsible lending assessment under the National Consumer Credit Protection Act 2009 (Cth). Approval is not guaranteed.

Eligibility criteria for a debt consolidation loan

FAQs

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Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.