Our Position on Financial Abuse

At Jingle, we believe that credit should never come at the cost of a person’s safety, autonomy, or dignity.

Our Position on Financial Abuse

At Jingle, we believe that credit should never come at the cost of a person’s safety, autonomy, or dignity. We recognise that financial abuse is a serious form of domestic and family violence, and we are committed to protecting vulnerable customers through trauma-informed responsible lending practices.

Our obligations

Under the National Consumer Credit Protection Act (NCCP Act) and ASIC guidance, we must assess whether a loan is suitable, whether the borrower/s will benefit directly from it, and whether the customer/s can repay it without substantial hardship.

We consider financial abuse and coercion to be a form of domestic violence, and we take these risk factors seriously during all lending and hardship assessments.

Our obligations

Our commitment

  • To offer confidential, compassionate support to any customer disclosing abuse
  • To train our team to recognise indicators and warning signs of coercion or duress
  • To ensure our hardship process protects rather than penalises survivors
  • To collaborate with advocacy partners and support industry reform

Our promise

We will continue evolving our systems, policies, and partnerships to ensure we do our part to break the cycle of financial abuse. We welcome feedback, collaboration, and accountability from the communities and customers we serve.

For enquiries or feedback: compliance@jingle.com.au

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Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

Are you eligible to apply?

✅ I am 21 years or older

✅ I have not entered into bankruptcy

✅ I am willing to provide my Bank Statements online

✅ My income is not solely from Centrelink

Please note: Bank statements can only be submitted via our secure online service.