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Vet & Pet
Loans

Helping you manage the
cost of pet care.

Borrow up to $5000

⚡ Paperless. Secure. Signed online
⚡ 100% online loan application
⚡ If approved, get funds within 60 minutes1


What is a vet and pet loan?

When your pet needs care, timing matters. A Jingle vet and pet loan gives you access to funds to help cover pet-related costs - so you can focus on them, not the stress.

Use a vet and pet loan for everyday pet needs, including:

  • Vet visits and treatments (vaccinations, check-ups, procedures)
  • New pet costs
  • Equipment and accessories your pet needs at home

How does a vet and pet loan help me?

Whether it’s an unexpected bill or setting up your home for a new pet, this personal loan helps to cover the essentials. 

Veterinary bills and pet costs can add up quickly, and delaying treatment that your pets need is not always an option.

That’s why our vet and pet loans allow you to borrow funds to help cover any medical treatments, pet supplies, or the joy of welcoming a new companion into your family.

Spend more time cherishing the moments that matter and giving your pet the love and care they deserve. Your vet and pet loan is here to support you and your furry friend, however it feels right for you.

Ready to get a new family pet? Need help covering veterinary expenses?

If you meet the eligibility criteria, a vet and pet loan helps you plan to surprise your family with a new family pet or cover any veterinary expenses that your pet may need.

How it works?

Jingle is 100% digital, so you can apply anytime, anywhere, on your terms.

Apply online in minutes³
Our 100% digital application is designed to move quickly. Apply from your phone, tablet, or computer - anytime, anywhere.

Smart technology. Real oversight.
Our technology securely checks your details and helps assess what you can comfortably afford. Human assessors step in and review every application, making sure lending is responsible and fair.

Paid fast with PayID
If approved, we send your money using PayID - a fast and secure payment system supported by Australian banks. If your bank supports PayID, funds can arrive in as little as 60 minutes¹.

Clear costs, upfront
You’ll see the full cost of your loan before you accept. No surprises, ever.

Eligibility criteria

At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:

  • Be 21 years or older
  • Be employed (permanent part time or full time) with at least 90 days of consistent income
  • Be an Australian citizen or permanent resident
  • Have an active email address, mobile number, and online banking in your own name

When you apply, have the following ready:

  • Your personal details and ID
  • Employment and income information
  • Access to your online banking, so we can securely verify your income and expenses

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Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.