Jingle Unsecured Loans
Get $2,001 to $5,000 with a Jingle unsecured loan - simple and stress-free.
*Subject to lending criteria, T&Cs.
Visit our Policy Centre for details.
Unsecured loans from $2,001 to $5,000
⚡ 100% online application
⚡ 12-24 month loan term
⚡ $400 establishment fee applies to unsecured loans up to and including $5,000
⚡ Fixed interest rate: 47.62%
⚡ Maximum APR: $65.66%
⚡ Funds are transferred directly to your bank account within 60 minutes¹
No car for security? No problem
When life throws you a curveball or a new opportunity, you need finance that’s flexible.
Jingle can provide unsecured loans between $2,001 and $5,000 100% online, with efficient approvals and funds in your account within 60 minutes¹ of signing your contract.
We’re here to help you take your next step, no matter where you’re starting from.
What is an unsecured loan?
An unsecured loan is a personal loan that requires no assets or property as security. Approval is based on your ability to repay, not on what you own.
That means you can access funds and use them for whatever you need - unexpected expenses, consolidating smaller debts, or simply moving forward with life.
With Jingle, the process is 100% online, simple, and built around your needs.
How to apply for a Jingle unsecured loan
Here’s how it works — simple and easy!
✔️ 100% online application — apply anywhere, any time.
✔️ Straightforward assessment — we get to work efficiently, so you don’t have to wait.
✔️ Accept your loan offer — Simple, no stress, just say yes!
✔️ Funds within 60 minutes¹ — Get the cash you need, when you need it.
Support when you need it — we’re here for you every step of the way!
Unsecured loan eligibility criteria
We believe in responsible lending and a straightforward process. To apply for a Jingle Unsecured Loan, you’ll need to:
- Be at least 21 years old
- Be an Australian citizen or permanent resident with a fixed address
- Be employed (permanent full-time or part-time) with at least 90 days of consistent income
- Have an active email address, phone number, and online banking in your name
You’ll need:
- Personal identification
- Employment details
- Access to your online banking
Why choose Jingle for your unsecured loan?
Jingle is based right here in Australia, so you know that we’ll be able to get you an answer within 60 minutes¹. Our loan applications are all online, so you can apply on the go when you have a moment.
Got questions? We’re here to help. Anything you need to know, just reach out to our Aussie team and we’ll get you answers.
What can I use a Jingle unsecured loan for?
You can use a Jingle unsecured loan for a wide range of personal needs, such as consolidating debts, covering medical or dental expenses, funding home improvements, paying for a wedding, or planning a holiday.
Whether you’re managing unexpected costs or seizing new opportunities, an unsecured loan gives you the flexibility to access funds with no collateral required, so you can apply with confidence.
Unsecured loans FAQ
You're in good company
Hear from our customers who have been helped by Jingle
You're in good company
Hear from our customers who have been helped by Jingle
