Loans for Teachers

Tailored loans designed for teachers and educators, up to $10,000.

Teachers and educators can borrow $2,001 to $10,000

⚡ 100% online loan application — at your fingertips

⚡ No establishment fee for loans $5,100 - $10,000

If approved, receive funds within 60 minutes¹

Early childhood educators, teachers, and other education professionals make valuable contributions to our communities. 

Whether it’s an upgrade for your home, a last-minute trip to see loved ones or an opportunity for a well-deserved holiday, our loans for teachers and educators help to bridge the gap so you can embrace the moment. 

There’s no need to hesitate; apply now for up to $10,000.

What is a loan for teachers?

A loan for teachers is a personal loan that may be secured or unsecured, for an amount between $2,001 and $10,000. 

A personal loan for teachers and educators can be used for: 

I’m a teacher or early childhood educator. How can this loan type help me?

As a teacher, early childhood educator, or anyone working in the education sector, you play an important role in looking after our future generations. 

When you need to seize an opportunity, navigate the unexpected, or simply do something special for yourself, a personal loan for teachers and educators can help turn your regular salary into a lump sum to fund whatever you need.


How to apply for a teacher and educator loan

If you are a teacher or educator in a full-time or permanent part-time role, with three months of consistent income, you may be eligible to apply for a loan between $2,001 and $10,000 with Jingle. 

Start the application from your phone and complete it any time — we’re here to guide you through the process! 

Here’s how it works — simpleand easy!

  • 100% online application — apply anywhere, any time. 
  • Straightforward assessment — we get to work efficiently, so you don’t have to wait. 
  • Accept your loan offer — simple, no stress, just say yes!
  • Funds within 60 minutes¹ — get the cash you need, when you need it.

With everything online, there’s no need for lengthy appointments and waiting times. We’re here for you at every step!

Eligibility for a teacher or educator loan

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan. 

  • Be at least 21 years of age
  • Be employed on a permanent part-time or full-time basis, with 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number and online banking details in your name

To complete the application form, you will need: 

  • Personal info and ID
  • Employment status and details
  • Access to your online banking

Teachers loans FAQ

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Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.