Rental Bond Loans | Simple Finance For Moving House

Borrow up to $10,000
⚡Paperless. Secure. Signed online.
⚡Repay early — no penalty
⚡Approved funds within 60 minutes¹

What can I use a rent & bond loan for?

A rent and bond personal loan can help manage some of the upfront costs involved when moving into a new rental property. Depending on your circumstances, it may provide an option to spread these costs over time.

A rent and bond loan may be used for expenses such as:

Rental bond
The upfront bond paid at the start of a tenancy, typically held to cover damage or unpaid rent.
Advance rent
Some rental agreements require rent to be paid in advance before moving in.
Moving costs
Expenses related to relocating, such as hiring a moving truck or professional movers.
Furniture and appliances
Purchasing essential furniture or appliances for your new rental home.

^{All applications are subject to eligibility and assessment. Before applying, it’s important to review the loan terms and consider whether repayments would be affordable for your situation. Jingle lends responsibly and will only approve applications we believe can be repaid without financial hardship.}

What you can use a rent & bond loan to help pay for

How it works?

Jingle is 100% digital, so you can apply anytime, anywhere, on your terms.

Apply online in minutes³
Our 100% digital application is designed to move quickly. Apply from your phone, tablet, or computer - anytime, anywhere.

Smart technology. Real oversight.
Our technology securely checks your details and helps assess what you can comfortably afford. Human assessors step in and review every application, making sure lending is responsible and fair.

Paid fast with PayID
If approved, we send your money using PayID - a fast and secure payment system supported by Australian banks. If your bank supports PayID, funds can arrive in as little as 60 minutes¹.

Clear costs, upfront
You’ll see the full cost of your loan before you accept. No surprises, ever.

Eligibility criteria

At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:

You’ll need to:

Be 21 years or older
Be employed (permanent, part-time or casual) for at least 3 months with regular, verifiable income
Be an Australian citizen or permanent resident
Have a fixed residential address
Have an active email address and mobile number
Have online banking in your own name
Not be currently bankrupt

Income requirements

Your income must be stable and ongoing
Government benefits (e.g. Centrelink) must not exceed our eligibility limits as set out in our lending criteria.
Workers’ compensation, WorkCover payments, income protection insurance or similar statutory compensation payments are not accepted as eligible income

When you apply, have ready:

Your personal details and valid photo ID
Employment and income information
Access to your online banking, so we can securely verify your income and expenses

^{All applications are subject to Jingle’s responsible lending assessment under the National Consumer Credit Protection Act 2009 (Cth). Approval is not guaranteed.}

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