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Loans
for Public
Servants

Turn your stable employment into personal opportunities with a Jingle personal loan of up to $10,000.

Personal loans for public servants

⚡ Borrow $2,001 to $10,000

⚡ 100% online loan application

⚡ If approved, get funds within 60 minutes¹

Working in the public sector provides job security and a career path that can give you a strong financial foundation and regular income. If an opportunity arises or a need must be met, and you don’t have the upfront savings ready to go, we’ve got you. 

With a Jingle personal loan designed for public servants, you can turn your stable paycheck into an up-front lump sum to move you forward — with the flexibility to repay your loan over time. 

Get a same-day personal loan of $2,001 - $10,000.

What is a loan for public servants?

A loan for public servants is an upfront sum that you can repay over time, in line with your paychecks. You can use the loan for exactly the thing you need right now. That could be a holiday, home improvements, an upcoming wedding or honeymoon — whatever the occasion, we’ve got you!

Can a personal loan for public servants help me?

If you are employed by the state government, federal government, or local council on a permanent part-time or full-time basis, there’s a good chance you are eligible for a Jingle personal loan. Check that you meet the Jingle eligibility criteria and you can apply without delay. 

With funds in your account, you can focus on your personal life, goals, and the next step forward — no hesitation or FOMO!

How do I apply for a public servant's personal loan?

You can apply for a Jingle loan for public servants from your phone or laptop — anywhere with internet access. Only got a moment? Get started now and complete your application in your own time. We’re ready! 

You’ll be on your way to making your stable role work for you in moments. 

Here’s how the process works — simple and easy!

  • 100% online application — apply where you are, any time. 
  • Straightforward assessment — we get to work efficiently, so you don’t have to wait. 
  • Accept your loan offer — simple, no stress, just say yes!
  • Funds within 60 minutes¹ — get the cash you need, when you need it.

Support when you need it — we’re here for you every step of the way!

Eligibility criteria for a personal loan for public servants

We believe in responsible lending — here’s what you need to meet to apply for a Jingle personal loan. 

  • Be at least 21 years of age
  • Be employed on a permanent part-time or full-time basis, with 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number, and online banking details in your name

To complete the loan application, you will need: 

  • Personal info and ID
  • Employment status and details
  • Access to your online banking

Personal loans for public servants FAQ

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Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.