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Cosmetic
Surgery
Loans

A cosmetic procedure loan provides a loan payment plan for up to $10,000 towards costs, upfront.

⚡Confidential, 100% online application

⚡12-24 month loan term

⚡If approved, get funds within 60 minutes1

Personal loans for cosmetic procedures

Cover the costs of treatment or recovery for elective cosmetic procedures with a personal loan from $2,001 to $10,000. Don’t wait — get a direct answer and book in your cosmetic appointment. 

Our cosmetic surgery loans are simple and straightforward, so you can book your treatment. With Jingle, your application is completely confidential at all times.

Whether it’s non-invasive cosmetic procedures or aesthetic cosmetic surgery that’s not covered by insurance, a Jingle cosmetic surgery loan can get you the cash to sort it. 

Get a personal loan of $2,100 to $10,000 for face or body cosmetic procedures.

What is a cosmetic surgery loan?

A cosmetic procedure loan is an upfront lump sum that can be repaid over time, usually 12 to 24 months. With the funds in your account, you can book the procedure you want, no delays. 

Simply apply online with some basic info about yourself and your finances. You’ll get a quote right away with the interest rate, loan amount and repayments clearly outlined. 

It’s your cosmetic loan — whether you’re planning a particular surgical procedure, or non-invasive treatments or procedures, you’re free to allocate the loan exactly as you choose.

How to apply for a cosmetic surgery loan

Grab your phone and begin — our all–online application allows you to apply anywhere, any time.

Here’s how it works — simple and easy!

✔️100% online application — apply where you are, any time. 

✔️Straightforward assessment — we get to work efficiently, so you don’t have to wait. 

✔️Accept your loan offer — simple, no stress, just say yes!

✔️Funds within 60 minutes1 — get the cash you need, when you need it.

Support when you need it — we’re here for you every step of the way!

Eligibility criteria for a cosmetic surgery loan

We believe in responsible lending — here’s what you need to meet to apply for a Jingle cosmetic surgery loan. 

  • Be at least 21 years of age
  • Be employed on a permanent part-time or full-time basis, with 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number, and online banking details in your name

To complete the loan application, you will need: 

  • Personal info and ID
  • Employment status and details
  • Access to your online banking
Here’s How It Works

Cosmetic surgery loans FAQ

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Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.