$3000 Loans
Borrow $3,000 for those unexpected moments.
*Subject to lending criteria, T&Cs. Visit our Policy Centre for details.
Borrow $3000
⚡ 100% online loan application
⚡ No early settlement fees
⚡ If approved, get funds within 60 minutes¹
Is a lack of $3000 holding you back?
When life presents an opportunity or an unexpected expense, having access to the right support can make all the difference. With a $3,000 personal loan from Jingle, you can apply online and keep moving forward.
Our straightforward online application means no paperwork or printing — just your phone and internet access to get started.
We understand that life doesn’t always follow a plan. Expenses can arise suddenly, and saving isn’t always possible in the moment. That’s why Jingle offers a personal loan option designed to help you manage costs when timing matters.
Apply online with clear terms and responsible lending, and take the next step when you’re ready.
How it works?
Jingle is 100% digital, so you can apply anytime, anywhere, on your terms.
Apply online in minutes³
Our 100% digital application is designed to move quickly. Apply from your phone, tablet, or computer - anytime, anywhere.
Smart technology. Real oversight.
Our technology securely checks your details and helps assess what you can comfortably afford. Human assessors step in and review every application, making sure lending is responsible and fair.
Paid fast with PayID
If approved, we send your money using PayID - a fast and secure payment system supported by Australian banks. If your bank supports PayID, funds can arrive in as little as 60 minutes¹.
Clear costs, upfront
You’ll see the full cost of your loan before you accept. No surprises, ever.
Eligibility criteria
At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.
We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:
- Be 21 years or older
- Be employed (permanent part time or full time) with at least 90 days of consistent income
- Be an Australian citizen or permanent resident
- Have an active email address, mobile number, and online banking in your own name
When you apply, have the following ready:
- Your personal details and ID
- Employment and income information
- Access to your online banking, so we can securely verify your income and expenses
How can I use a $3,000 loan?
A $3,000 personal loan can be used for a range of everyday needs or planned expenses. This may include managing upcoming bills, covering school-related costs, or funding a short break you’ve already budgeted for.
FAQs
You're in good company
Hear from our customers who have been helped by Jingle
You're in good company
Hear from our customers who have been helped by Jingle
