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$2,500 Loan

A $2,500 personal loan option with clear terms and a fully online application.

Borrow $2500

⚡ 100% online loan application
⚡ No early settlement fees
⚡ If approved, get funds within 60 minutes¹

Explore a $2,500 loan

Sometimes life brings unexpected expenses or planned costs that need to be managed upfront.

Jingle offers personal loans that can be applied for online, with a digital application process and clear information provided before you decide whether to proceed. Loan amounts and terms are subject to eligibility criteria and a responsible lending assessment.

Personal loans may be used for a range of purposes, depending on your circumstances. Reviewing the loan details carefully can help you decide whether this option is appropriate for you.

Apply Now

How it works?

Jingle is 100% digital, so you can apply anytime, anywhere, on your terms.

Apply online in minutes³
Our 100% digital application is designed to move quickly. Apply from your phone, tablet, or computer - anytime, anywhere.

Smart technology. Real oversight.
Our technology securely checks your details and helps assess what you can comfortably afford. Human assessors step in and review every application, making sure lending is responsible and fair.

Paid fast with PayID
If approved, we send your money using PayID - a fast and secure payment system supported by Australian banks. If your bank supports PayID, funds can arrive in as little as 60 minutes¹.

Clear costs, upfront
You’ll see the full cost of your loan before you accept. No surprises, ever.

Eligibility criteria

At Jingle, lending should make life easier — not add pressure. That’s why every application is reviewed properly, with real people involved, to make sure a loan is right for you.

We believe in responsible lending — here’s what you need to check to apply for a Jingle loan:

  • Be 21 years or older
  • Be employed (permanent part time or full time) with at least 90 days of consistent income
  • Be an Australian citizen or permanent resident
  • Have an active email address, mobile number, and online banking in your own name

When you apply, have the following ready:

  • Your personal details and ID
  • Employment and income information
  • Access to your online banking, so we can securely verify your income and expenses

How can I use a $2500 loan?

Some people use personal loans to manage expenses such as:

  • covering household bills
  • travel or holiday costs
  • rental bond or moving expenses
  • other planned or unexpected costs

Jingle offers personal loans subject to eligibility criteria and a responsible lending assessment. Reviewing the loan terms and considering whether repayments would be affordable based on your circumstances can help you decide whether this option is appropriate for you.

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Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.