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$10,000 Loans
Simple & Flexible

Borrow $10,000 to take your next big step – move forward with confidence and clarity.

Borrow $10,000

⚡ 100% online loan application

⚡ Straightforward assessment and answers

⚡ If approved, get funds within 60 minutes¹

Make it happen with a $10,000 loan from Jingle

Sometimes, life’s biggest opportunities require a little extra support. Whether you’re looking to simplify your finances, cover a significant expense, or fund a new venture, a Jingle $10,000 loan can help you bridge the gap and realise your ambitions.

Our streamlined, 100% online application means you can apply from anywhere – no printing, no hassle, just progress. Life can be full of surprises, but your path forward shouldn’t be.

How to apply for a $10,000 loan

Here’s how it works — simple and easy!

✔️ 100% online application — apply anywhere, any time.

✔️ Straightforward assessment — we get to work efficiently, so you don’t have to wait.

✔️ Accept your loan offer — Simple, no stress, just say yes!

✔️ Funds within 60 minutes¹— Get the cash you need, when you need it.

Support when you need it — we’re here for you every step of the way!

What you can use a rent & bond loan to help pay for

Eligibility criteria for a $10,000 loan

We keep our process clear and simple, so you always know where you stand. 

To be eligible for a $10,000 loan with Jingle, you’ll need to:

  • Be at least 21 years old
  • Be employed (permanent full-time or part-time) with at least 90 days of consistent income
  • Be an Australian citizen or permanent resident with a fixed address
  • Have an active email address, phone number, and online banking details in your name

You’ll also need to provide:

  • Personal identification
  • Employment details
  • Access to your online banking

Why choose Jingle for your $10,000 loan?

✔️ 100% online process - sign online, no hassle

✔️ Straightforward approvals and funding - get your money within 60 minutes¹ of approval

✔️ Flexible loan terms - choose what works for you

✔️ Transparent fees - no hidden surprises

✔️ Supportive team - here to help you every step of the way

How to apply for a rent & bond loan

How can I use a $10,000 loan?

Your $10,000 loan is yours to use as you decide. Whether it’s consolidating debts, covering education or medical expenses, upgrading your car, or investing in home improvements, Jingle is here to help you take the next step. It’s your life, your $10,000 loan.

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Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.