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Digital security at Jingle. Your safety, our priority.

At Jingle, keeping your data safe isn’t just a checkbox. We make digital security part of our DNA.

We take digital security and privacy seriously. 

Jingle uses specialist technology platforms to support our application and loan management processes, alongside trusted third-party service providers to verify identity and banking information. 

Our core platforms are used to process applications, manage loans and repayments, and support customer servicing. Identity verification and banking information are, in all cases, collected and verified through specialist third-party providers. 

Is my application information protected? 

Yes. When you apply, your information is submitted through a secure, encrypted platform that complies with Australian privacy laws, including 256-bit encryption. 

Your personal information is stored securely and may be shared with trusted third-party service providers who assist us in delivering our products and services such as our loan management system, analytics providers, and marketing partners. 

In all cases, identity checks and banking information are completed via trusted third-party verification services. You provide this information directly to those providers in a secure environment. Jingle does not collect or store your banking login credentials. 

Information is shared with our core platforms only to the extent reasonably necessary to assess your application and manage your loan. 

How we protect your information 

We take reasonable steps to protect personal and credit-related information, including: 

  • limiting access to customer information to authorised personnel; 
  • using authentication and access controls to reduce unauthorised access; 
  • monitoring system activity to help identify unusual behaviour; and 
  • applying secure storage and encryption measures appropriate to each system’s function. 
Learn more 

For further details about how we collect, use, store and disclose personal and credit-related information, including our use of third-party verification providers and core platforms, please refer to our: 

Need help?

Call us on 1300 654 230

Important Information
This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.
There’s no obligation to proceed.
¹ Funds are usually transferred within 60 minutes of final approval during business hours, depending on PayID availability, NPP access, and your bank’s processing times.
² Applications received outside business hours, on weekends, or public holidays are reviewed on the next business day (Mon–Fri, 9am–5pm AEST).
³ Most applications take 5–10 minutes to complete, but timing may vary depending on your device and the information you provide.
Our loans are designed for short- to medium-term personal purposes and may not be suitable for ongoing expenses or long-term borrowing.
See our Target Market Determinations for suitability criteria. Your personal information is protected in accordance with our Privacy Policy.
Jingle Finance Pty Ltd trading as Jingle Loans®
Australian Credit Licence 388143.

WARNING

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.

Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94.

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.