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Personal
Loans

Flexible personal loans.
Borrow up to $10,000 with
a personal loan.

Explore Popular Loan Types

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Why Choose Jingle?

  • Fast online application
  • Flexible repayment options
  • Borrow up to $10,000
  • No early repayment fees
  • Responsible lending checks
What is a personal loan?

What Can I Use a Personal Loan For?

Personal loans can help cover a wide range of unexpected expenses, life events and everyday costs. At Jingle, eligible customers can apply for flexible personal loan and borrow up $10,000 with a simple online application process.

How to apply for a personal loan

Personal loan eligibility

We keep things straightforward. To apply for a personal loan, you’ll need to meet the criteria below.

You’ll need to:

  • Be 21 years or older
  • Be employed (permanent or permanent part-time) for at least 3 months with regular, verifiable income
  • Be an Australian citizen or permanent resident
  • Have a fixed residential address
  • Have an active email address and mobile number
  • Have online banking in your own name
  • Not be currently bankrupt

Income requirements

  • Your income must be stable and ongoing
  • Government benefits (e.g. Centrelink) must not exceed our eligibility limits as set out in our lending criteria
  • Workers’ compensation, WorkCover payments, income protection insurance or similar statutory compensation payments are not accepted as eligible income

When you apply, have ready:

  • Your personal details and valid photo ID
  • Employment and income information
  • Access to your online banking, so we can securely verify your income and expenses

All applications are subject to Jingle’s responsible lending assessment under the National Consumer Credit Protection Act 2009 (Cth). Approval is not guaranteed.

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Personal loan eligibility criteria

What can I use a personal loan for?

A Jingle personal loan can fund your life, whether it’s money you need to cover a family or pet expense, or funds to attend your bestie’s destination wedding. It’s your loan to use exactly the way you need it.

Jingle’s personal loan types:

Seize the moment and move forward with a personal loan tailored for you. 

What can I use a personal loan for?

Personal loans FAQ

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Important Information

This website provides general information only and does not take into account your personal circumstances. All loans are subject to eligibility criteria, responsible lending checks, and credit assessment under the National Consumer Credit Protection Act 2009. Approval is not guaranteed. If approved, we’ll give you full loan details, including fees, charges, and repayment amounts, before you decide.

WARNING - Do you really need 
a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  1. For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  2. Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  3. If you are on government benefits, ask if you can receive an advance from Centrelink or phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.