Jingle
Personal
Loans

A personal loan empowers you to keep moving forward. No more waiting anxiously for payday to come to take action. If money, or lack of money right now, is holding you back, a personal loan can help you to meet expenses and repay the cost over time.

It’s your life, your loan — embrace what is possible with a Jingle personal loan.

We keep things straightforward. To apply for a Jingle loan, you’ll need to meet the criteria below.

You’ll need to:

• Be 21 years or older
• Be employed (permanent, part-time or casual) for at least 3 months with regular, verifiable income
• Be an Australian citizen or permanent resident
• Have a fixed residential address
• Have an active email address and mobile number
• Have online banking in your own name
• Not be currently bankrupt

Income requirements

• Your income must be stable and ongoing
• Government benefits (e.g. Centrelink) must not exceed our eligibility limits as set out in our lending criteria
• Workers’ compensation, WorkCover payments, income protection insurance or similar statutory compensation payments are not accepted as eligible income

When you apply, have ready:

• Your personal details and valid photo ID
• Employment and income information
• Access to your online banking, so we can securely verify your income and expenses

^{All applications are subject to Jingle’s responsible lending assessment under the National Consumer Credit Protection Act 2009 (Cth). Approval is not guaranteed.}